Term Our Best Rates Most Banks 6 month open 6.50% 6.50% 1 year open 6.50% 6.50% 6 month convertible 4.40% 4.45% 1 year closed 2.89% 3.50% 2 year closed 3.05% 3.55% 3 year closed 2.89% 4.05% 4 year closed 2.99% 4.79% 5 year closed 3.29% 5.29% 7 year closed 3.99% 6.35% 10 year closed 3.89% 6.75% Current Bank Prime Rate: 3.00% Our Below-Prime Rate Mortgage: (starting at) 0.00% Effective January 25, 2012 *Rates subject to change without notice at any time and subject to credit approval. Lender and/or broker fees may apply in certain circumstances. Your Mortgage Consultant will advise you accordingly. View our rates in a printable format